Author Archives: Focused Advice

Generational Planning:   An Important Conversation

Older people tend to be very private around subjects like their finances, estate planning and aged care, etc. This article provides information around what you should be discussing with an elderly relative, and how to open a two-way conversation that puts everyone’s mind at rest. -.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-. None of us likes to consider our own mortality. […]

Traps to avoid in retirement:   Ignoring Estate Planning

This is the fourth instalment in the mini-series: Traps to avoid in retirement.  This article discusses why it is important not to ignore estate planning and provides a checklist to help get your estate planning on track.   Don’t have a Will? You’re in good company.  Less than half of Australian adults do.  Even then, […]

Why ‘low-interest’ is causing ‘high interest’ in property

Buying an investment property is a well-worn road to riches for many Australians. Despite a few ups and downs residential housing has delivered strong returns over many years, and experts predict property prices will continue to rise in the foreseeable future. The key driver of this growth is record low interest rates. On the one […]

Being sensible with Buy Now Pay Later this silly season

Move over debit and credit cards; consumers are flocking to Buy Now Pay Later (BNPL) services. Afterpay, Zip Pay and several similar payment solutions allow shoppers to take home their goodies now while paying them off via a few weekly, fortnightly or monthly payments. There’s no interest payable as such, although fees are charged for […]

Market crashes: The good, the bad and the ugly

Just as night follows day, it seems part of the regular cycle of the world’s share markets that downturns and falling prices follow good times and rising prices. The impact of the COVID-19 Global Pandemic was typical of such downturns, prompting a 35 per cent sell off in world share markets and a dramatic fall […]