Ignoring all of the politicising of climate change and carbon emissions, have you ever actually wondered what a carbon footprint is? A simple explanation Human activity is increasing atmospheric levels of known greenhouse gases such as carbon dioxide and methane. These form a blanket around the earth trapping heat, a process known as the ‘greenhouse […]
Category Archives: Financial Tips
04
Jul
Jul
If you’re the eldest sibling in the family or deemed to be the “most responsible”; if you’re seen to be a good friend by someone; or a fine upstanding citizen by others, chances are you will be asked to be an executor of someone’s Will. After you’ve enjoyed the warm feeling of being wanted, just […]
20
May
May
The Reserve Bank of Australia (RBA) and the major trading banks may play the most visible role in setting interest rates, but in many cases they are being reactive rather than proactive. A wide range of external factors feed into their decision-making process, including in no small part, our collective behaviour as investors and savers, […]
20
May
May
The word ‘inflation’ doesn’t only dominate business news headlines but finds its way into general news reports too. So, what is inflation and how does it affect you? In simple terms, inflation signifies a rise in the price of goods and services, meaning you pay for more for every purchase you make. Does the US […]
20
May
May
Depositing cash in a savings account or a term deposit are the most common ways to invest your money. But, how do you know which is right for you? First, let us explain their main differences and impact on your money. What is a savings account? A savings account is a deposit account held at a bank […]
29
Apr
Apr
A meme is an idea, behaviour or style that spreads from person to person through imitation. Many people consider memes to be cultural versions of genes in that they spread from mind to mind, evolving and mutating as they go. Memes can range in scale from large religions to short-lived fashion trends or dance crazes. […]
29
Apr
Apr
The word ‘inflation’ doesn’t only dominate business news headlines but finds its way into general news reports too. So, what is inflation and how does it affect you? In simple terms, inflation signifies a rise in the price of goods and services, meaning you pay for more for every purchase you make. Does the US influence […]
29
Apr
Apr
On 19 March 2020, Australia’s international borders were closed. Our island home was suddenly Fortress Australia. How we’d taken the freedom to come and go as we pleased for granted! After nearly two years, the restrictions have lifted and we are emerging, blinking and hopeful. While some of us may have lingering concerns, many others just […]
19
Mar
Mar
Pssst! Want to be a millionaire? It may seem an impossible dream but depending on your circumstances joining the ranks of the millionaires may be easier than you think. There are three key components to a successful savings strategy. The first is some surplus cash; an amount of money you can regularly set aside in […]
19
Mar
Mar
Not a day goes by where we don’t hear about bitcoin in the news or from a friend who has a hot tip on a new cryptocurrency. The past few years have seen an increase in the popularity of digital assets such as cryptocurrency and Non Fungible Tokens (NFTs). Direct shares and managed funds are […]