Category Archives: Financial Tips

Property investing and SMSFs: the differences

Australians love to invest in property. And what’s not to love? It’s tangible, offers diversification and tax benefits, and can provide you with a good income and strong capital growth. The benefits of investing in property can be amplified when held within super and with changes to borrowing within Self-Managed Super Funds (SMSFs) over the […]

10 Common Financial Mistakes Before Retirement

Man reading news paper about financial mistakes before retirement

Many of us would like to think that ‘older’ means ‘wiser’, but when it comes to money that isn’t always the case. The complexity of Australia’s superannuation and pension systems doesn’t help. The upshot is that there are a number of common mistakes that retiring and retired Australians make.   What are those mistakes and […]

The Importance of Estate Planning for You and Your Family

Your estate refers to the sum of your assets, which include cash in the bank, real estate properties, business equities, vehicles, family heirloom, jewellery, artwork, and other things of value that are in your name. Planning your estate is essentially the process of establishing your plan and formally organise how you want your assets distributed […]

Top 10 Money Saving Tips If You Are Living in Sydney

Sydneysiders enjoy exceptionally high quality standard of living, so it is not surprising that the city is one of the most expensive in the world. In a 2010 survey published by Sydney Business Chamber, about half of the respondents believe they need to earn $100,000 or more per year in order to live comfortably. While […]

Why Get a Life Insurance Before Hitting 30?

The Millennial Generation is always in the spotlight nowadays because of the things they do differently than what their parents did in the past. The Millennials or those who are born between 1977 and 1995 are delaying traditional milestones in life according to a new study. The preceding generations were quick to buy their first […]

Four Tips for Boosting Your Superannuation in Your 30s

With more Australians living longer, healthier lives and the government increasing age eligibility for pension starting July 1, it is never been more crucial to ensure that your superannuation will serve its purpose – to help you live a comfortable retirement. If you are in your early 30s, it can be easy to ignore this […]

10 Things to Do Before 30 to Have a Bright Financial Future

You may be fresh out of uni and ready for your next adventure! It is an exciting time to finally enter the workforce and receive your first payslip.  It’s a great season to meet new friends, build relationships, and travel the world. This newfound freedom comes with a set of responsibilities though. Living on your […]

Top 8 Estate Planning Tips in Sydney Australia

It is never too early for anyone to engage in estate planning. Estate planning saves your family a lot of trouble when you’re gone. You can decide what will happen to your assets and possessions after death or mental disability through estate planning.  When you plan beforehand, you can potentially minimise taxes and other costs […]