Having looked forward to retirement for years, it was difficult to accept that two people who had spent decades living happily together could spend so much of their time arguing over money. “Enough,” I cried in frustration. “We need help from someone who can tell us just how much you can spend on a new […]

Financial scams are on the rise with thousands of people falling victim every year. This article discusses the many different types of scams to be aware of and what to do if you think you have become a victim. In 2020 Australians reported over 7,000 investment scams to Scamwatch, well up on the 5,000 reported […]

Quarterly Economic Update April – June 2021 With unemployment rates decreasing, housing prices rising and the share market performing strongly, the last quarter has been very positive for the economy and investors alike. In this article, we summarise the key standouts from the April to June 2021 quarter. Employment surprise JobKeeper was a cornerstone of […]

So, you want to invest into mining companies because you’ve heard that lithium is the “next big thing”. But, with a myriad of options, where do you begin? This article (including a case study) explores how Electronic Traded Funds or ETFs are evolving so that investors can allocate their money into specific investment themes and […]

As we steadily move towards a cashless society, technology such as “tap and go” has meant that Australian households are one of the most in debt in the world. This article discusses five easy ways to reign in your debt and get your savings goals back on track. Prior to COVID, we were steadily moving […]

Whether you’re nearing retirement, a high-income earner looking to reduce your taxable income, or you’re on a lower income and looking for ways to maximise your super contributions; there are a few things you can consider at tax time. Read this article to finish this financial year on the right foot. The end of another […]

Most employees believe that salary sacrificing is confined to making contributions to super but there are opportunities to use it in other ways to reduce tax. This is an introduction to a complex topic that recommends professional advice. When most people think of salary sacrifice they think of superannuation. It’s pretty easy to see why. […]

Will you retire with enough money in your super fund? This article explains the challengers that today’s accumulators face in order to reach their retirement goals. Housing affordability, low interest rates, pandemics, through to an aging population and pressure our welfare system are all key points covered in this thought-provoking article. Most working Australians aspire […]

Greater flexibility for older Australians to boost superannuation, continued support for small business, and extra help for struggling homebuyers are key drivers in the Federal Government’s 2021 Budget, designed to steer Australia away from a pandemic recession. Retirement savings proposals Australians aged 67 to 74 will no longer need to satisfy the ‘work test’ requirements […]

This is the fifth article in the mini-series: Traps to avoid in retirement. This article explains how carrying debt into retirement can be a burden and explains ways in which you can avoid or manage debt in retirement. Increased housing costs and low wage growth are seeing more Australians carry higher levels of debt into […]