Generational Planning:   An Important Conversation

Older people tend to be very private around subjects like their finances, estate planning and aged care, etc. This article provides information around what you should be discussing with an elderly relative, and how to open a two-way conversation that puts everyone’s mind at rest. -.-.-.-.-.-.-.-.-.-.-.-.-.-.-.-. None of us likes to consider our own mortality. […]

Traps to avoid in retirement:   Ignoring Estate Planning

This is the fourth instalment in the mini-series: Traps to avoid in retirement.  This article discusses why it is important not to ignore estate planning and provides a checklist to help get your estate planning on track.   Don’t have a Will? You’re in good company.  Less than half of Australian adults do.  Even then, […]

Why ‘low-interest’ is causing ‘high interest’ in property

Buying an investment property is a well-worn road to riches for many Australians. Despite a few ups and downs residential housing has delivered strong returns over many years, and experts predict property prices will continue to rise in the foreseeable future. The key driver of this growth is record low interest rates. On the one […]

Virtual Currencies – Funny Money or Legal Tender?

Virtual currencies, or cyber currencies, are both a medium of exchange and a store of value, just like traditional money. However, unlike banknotes or coins cyber currencies exist only as digital data stored in computers. Trading in virtual currencies requires membership in an online community connected by appropriate software, with the value usually being determined […]

Traps to Avoid in Retirement – Investing Too Conservatively

This is the second article in the mini series titled: ‘Traps to avoid in retirement’. There’s a common view that as you approach retirement you should tilt your investment portfolio towards more conservative investments. This means favouring things like term deposits, annuities and cash management trusts while reducing exposure to more volatile assets such as […]